Travel Insurance

World Explorer Student℠

COVID-19 covered up to
$100,000 for medical expenses in countries with a Level 3 or lower advisory status, read more.

Pays up to
$500,000 ➡ medical benefit
$500,000 ➡ med evacuation

$0 - $500 ➡ Deductible options
School sports add-on available
Can add dependents and family
Trip delay& interruption benefits
Emergency reunion airfare

COVID-19 covered (unless the country is Level 4 with
Extended coverage for an Incidental Trip Home is part of each World Explorer Student plan providing medical coverage for one Incidental Trip Home of up to 14 days with each 90-day period of coverage.
TrustPilot rated 'Excellent'
24 hour Emergency Medical Assistance
Responsive Claims Service

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Policy Wording

Get the details. The full policy wording is provided for your reference if you need it.



Read the features, benefits, and an overview of World Explorer Student plans.


Insurance Claims

Accidents and illness can happen. We hope you don't need us but if you do, here's how.

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Is COVID-19 Covered?


International travel and transportation are the lifeblood of the global economy and Covid-19 threw a big wrench into its gears.

One giant step toward getting this machine running again is the provision of coverage for medical expenses related to Covid-19 and its variants. Our plans provides up to $100,000 in medical expense coverage for Covid-19 contracted while you are abroad.

The coverage benefit is available to travelers at no additional premium and with no age limit on who can obtain coverage. All plans include coverage for Emergency Medical Evacuation and Repatriation, Emergency Medical Reunion, Return of Minor Child and Local Burial or Cremation. Coverage for other accidents and illnesses remain in force should you contract Covid-19.

Am I eligible to purchase World Explorer Student Travel Insurance?


If you meet the following requirements, you are eligible:
   1. You must be at least 15 years old and not yet 65 years old.
   2. You must complete, sign and submit an Application (or be listed thereon by proxy
   3. You must pay the required premium on or before the Certificate Effective Date
   4. You must receive written acceptance of your Application
   5. You must be one of the following:
       a. A Full-time Student at an Educational Institution or within 31 days
           of becoming Full-time Student at an Educational Institution
       b. A Full-time Scholar affiliated with an Educational Institution and
           performing work or research for that Educational Institution for at
           least 30 hours per week
       c. A student under the age of 18 enrolled in a secondary school
   6. You must be temporarily residing outside of your Home Country for
       the purpose of pursuing international educational activities,
   7. You must not have obtained Residency status in the Host Country; and
   8. You must hold a valid education related Visa if required.

How is a pre-existing condition defined?


On World Explorer plans a pre-existing condition is defined as any
 (1) condition for which medical advice, diagnosis, care, or treatment (includes receiving services and supplies,        consultations, diagnostic tests or prescription medicines) was recommended or received during the 2 years        immediately preceding your Certificate Effective Date;
 (2) condition that had manifested itself in such a manner that would have caused a reasonably prudent person to seek medical advice, diagnosis, care, or treatment (includes receiving services and supplies, consultations, diagnostic tests or prescription medicines) within the 2 years immediately preceding your Certificate Effective Date;
(3) Injury, Illness, sickness, disease, or other physical, medical, mental, or nervous condition, disorder or ailment (whether known or unknown) that, with reasonable medical certainty, existed at the time of your application or within the 2 years immediately preceding your Certificate Effective Date.

Am I covered if I go to an Emergency Room for treatment of an Injury?


Yes. An additional Deductible applies to all Emergency Room visits. The amount of the Deductible depends on the plan you select (Extra Credit, Honor Roll, or Study Hall - plan levels).