Travel Insurance

World Explorer Max

COVID-19 covered up to
$100,000 for medical expenses in countries Level 3 or lower
(read more)
Pays up to
$2,000,000 ➡ medical benefit
$500,000 ➡ med evacuation

$0 (nil, zero) ➡ Deductible
Example Pricing:
$2.04/day ➡ age: 29 (excl. USA)
$2.36/day ➡ age: 39 (excl. USA)
$4.44/day ➡ age: 50 (excl. USA)

Adventure Sports cover
Personal Equipment cover
Personal Sports Equipment cover
Trip delay & interruption benefits
Emergency reunion airfare
Emergency pet care
TeleMed/Virtual medicine

Add-0n available:
Marine/Diving Benefits Cover

TrustPilot rated 'Excellent'
24 hour Emergency Medical Assistance
Responsive Claims Service

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Policy Wording

We love transparency. We've packed this policy with benefits. Read the full policy wording. It's here for your reference.



You can easily see the features, schedule of benefits and view the highlights of the World Explorer Max plan.



Efficiency and precision are vital, yet if those are the only qualities we bring to the table, we’ve already lost. Each claim represents a human being, and at Point Comfort Underwriters, our fantastic Claims teams are trained to never lose sight of that fact.

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Does it cover covid-19 infections?


International travel and transportation are the lifeblood of the global economy and Covid-19 threw a big wrench into its gears.

One giant step toward getting this machine running again is the provision of coverage for medical expenses related to Covid-19 and its variants. Our plans provides up to $100,000 in medical expense coverage for Covid-19 contracted while you are abroad.

The coverage benefit is available to travelers at no additional premium and with no age limit on who can obtain coverage. All plans include coverage for Emergency Medical Evacuation and Repatriation, Emergency Medical Reunion, Return of Minor Child and Local Burial or Cremation. Coverage for other accidents and illnesses remain in force should you contract Covid-19.

How is a pre-existing condition defined?


On World Explorer plans a pre-existing condition is defined as any
  (1) condition for which medical advice, diagnosis, care, or treatment (includes receiving services and supplies,        consultations, diagnostic tests or prescription medicines) was recommended or received during the 2 years        immediately preceding your Certificate Effective Date;
  (2) condition that had manifested itself in such a manner that would have caused a reasonably prudent person to seek medical advice, diagnosis, care, or treatment (includes receiving services and supplies, consultations, diagnostic tests or prescription medicines) within the 2 years immediately preceding your Certificate Effective Date;
(3) Injury, Illness, sickness, disease, or other physical, medical, mental, or nervous condition, disorder or ailment (whether known or unknown) that, with reasonable medical certainty, existed at the time of your application or within the 2 years immediately preceding your Certificate Effective Date.

When does my coverage begin?


Your coverage begins on the latest of the following (provided always that premium is fully paid):
   1. 12:01 am EST on the date indicated on your Certificate; or
   2. the moment you depart from your Home Country.
You can purchase the policy after you have left for your travels.