Travel Insurance

World Explorer Max

Pays up to
$1,000,000 ➡ medical benefit
$500,000 ➡ med evacuation

$0 (nil, zero) ➡ Deductible
Example Pricing:
$2.04/day ➡ age: 29 (excl. USA)
$2.36/day ➡ age: 39 (excl. USA)
$4.44/day ➡ age: 50 (excl. USA)

Included:
Adventure Sports cover
Personal Equipment cover
Personal Sports Equipment cover
Trip delay& interruption benefits
Emergency reunion airfare
Emergency pet care

TrustPilot rated 'Excellent'
24 hour Emergency Medical Assistance
Responsive Claims Service

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In 2-3 minutes you can have your price and instantly buy a policy (even if you already are on your trip)

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Policy Wording

We love transparency. We've packed this policy with benefits. Read the full policy wording. It's here for your reference.

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Brochure

You can easily see the features, schedule of benefits and view the highlights of the World Explorer Max plan.

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Claims

Efficiency and precision are vital, yet if those are the only qualities we bring to the table, we’ve already lost. Each claim represents a human being, and at Point Comfort Underwriters, our fantastic Claims teams are trained to never lose sight of that fact.

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FAQ

Does it cover covid-19 infections?

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Due to the high costs of care for covid-19 the World Explorer plans do exclude any covid-19 related treatment. We recommend that you look at our short term version of Nomad Health Insurance which has no exclusion, click here.

How is a pre-existing condition defined?

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On World Explorer plans a pre-existing condition is defined as any
  (1) condition for which medical advice, diagnosis, care, or treatment (includes receiving services and supplies,        consultations, diagnostic tests or prescription medicines) was recommended or received during the 2 years        immediately preceding your Certificate Effective Date;
  (2) condition that had manifested itself in such a manner that would have caused a reasonably prudent person to seek medical advice, diagnosis, care, or treatment (includes receiving services and supplies, consultations, diagnostic tests or prescription medicines) within the 2 years immediately preceding your Certificate Effective Date;
(3) Injury, Illness, sickness, disease, or other physical, medical, mental, or nervous condition, disorder or ailment (whether known or unknown) that, with reasonable medical certainty, existed at the time of your application or within the 2 years immediately preceding your Certificate Effective Date.

When does my coverage begin?

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Your coverage begins on the latest of the following (provided always that premium is fully paid):
   1. 12:01 am EST on the date indicated on your Certificate; or
   2. the moment you depart from your Home Country.
You can purchase the policy after you have left for your travels.