Medical Expenses & Evacuation
- Medical Evacuation & Repatriation Expenses
- Funeral & Repatriation of Mortal Remains
- Emergency Travel Expenses (Accompanying Relative)
Personal Accident & Medical Expenses & Evacuation
- Permanent Total Disablement
- Loss of One or More Limb/s, Eye or Eyes
Temporary Total Disablement (TTD)* PTSD from
Max limit per person per event
Max limit per group (2-20 persons) per event
* Cover only provided for trips of 6 months or longer.
Optional Coverage
Security Evacuation, Crisis & Kidnap Ransom Sections
- Political and Natural Disaster Evacuation & Response
- Catastrophe Inconvenience
- Terrorist Disruption Benefit
- Kidnap & Ransom Lump Sum Benefit
Max limit per group (2-20 persons) per event
It is standard for travel insurance plans to exclude coverage in countries listed as 'Do Not Travel' or as level 4 in government advisory lists. Enter World Explorer Hotspot, a medical and travel insurance plan developed to provide advanced protection for those traveling to high-risk areas - including to war zones - with the exception of Iran, North Korea, Russia, and Belarus."
These plans are offered through a partnership with Hotspot Cover, policies are underwritten by Opportuna Insurance PCC Limited - Frank Risks Cell, which is authorised and regulated by The Guernsey Financial Services Commission (GFSC).Opportuna Insurance PCC Limited is a Protected Cell Company licensed in the Bailiwick of Guernsey (registration number 68684). Share capital in Cell Hotspot is 100% subscribed to Hotspot Cover DAC; a Designated Activity Company registered in Ireland (registration number 632153) authorised and regulated under part 16 of the Companies Act 2014. Hotspot Cover is backed with reinsurance capacity by certain underwriters at Lloyd’s of London.