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World Explorer
Guardian
Trip Cancellation & Medical
Insurance for U.S. Residents
Explore Your Options
Guardian 50
$50k medical coverage
Cancellation: 100% of trip cost-max $10,000
Interruption: 100% of trip cost
get a quote
see policy summary
Guardian 250
$250k medical coverage
Cancellation: 100% of trip cost-max $15,000
Interruption: 125% of trip cost
Pre-existing exclusion waiver
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see policy summary
Guardian 500
$500k medical coverage
Cancellation: 100% of trip cost-max $25,000
Interruption: 150% of trip cost
Pre-existing exclusion waiver
'Cancel for Any Reason' option
get a quote
see policy summary
Coverage highlights
Trip Coverage
Trip Cancellation
Trip Interruption
Missed Connection
Trip Delay
Emergency Evacuation
Medical Coverage
$50, $250, or $500K Medical Coverage Options
Emergency Accident and Sickness Medical Expense
Accidental Death and Dismemberment
Extra Coverage
Rental Car Damage
Trip Cancellation For Any Reason
Pet Medical Expense
Coverage That Fits Your Lifestyle
Pet Insurance
AD&D
Car Rental Insurance
*Included with World Explorer Guardian 500.
Comfort. Health. Security. Community.
At your fingertips.
Receive complimentary peace-of-mind services with your policy purchase through our INC app. No other travel insurance provider offers this level of care.
Comparison of Coverage
Others
Insured Nomads
Trip cancellation
Trip interruption and delay
Emergency medical and dental
Accidental death option
Emergency evacuation
most
High sum for overseas medical expenses
few
Cancel-for-any-reason option
few
Collision damage waiver option
few
Cancellation due to pre-existing medical condition
very few
Adventure & bodily contact sports option
very few
24/7 crisis response, emergency assistance, and real-time alerts*
Mental health multilingual counseling*
GPS-enabled SOS/panic button response*
Cybersecurity and online privacy protection*
Airport lounge access through InstaPass
SM
when registered flights are delayed*
*The INC membership features are non-insurance benefits. Any travel or medicalassistance service provided is not a guarantee of any insurance benefit.
Choose your World Explorer Guardian options and get coverage.
get a quote
Typical Coverage Costs
Coverage options in example:
Guardian 250: $250 deductible, Florida citizen, and $2000 trip cost.
Individual
Age 32 (example price)
$102/month
Couples
Age 47 (example price)
$204/month
Families
Age 35 + 2 children (example price)
$386/month
Additional Information
travel insurance FAQ
insurance glossary
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Trip Interruption Insurance: What Is It & What Does It Cover?
