The Official Travel Insurance of Adventure
World Explorer Guardian
Guardian is an all-in-one travel tool that covers everything from trip cancellation, pet insurance, and rental car protection.
U.S. Residents only.
Explore Guardian
Guardian 50
- $50k medical coverage
- Interruption: 100% of trip cost
- Cancellation: 100% of trip cost-max $10,000
Guardian 250*
- $250k medical coverage
- Interruption: 125% of trip cost
- Cancellation: 100% of trip cost-max $15,000
*Pre-existing exclusion waiver
Guardian 500*
- $500k medical coverage
- All benefits of Guardian 50 & 250 included
- 'Cancel for Any Reason' option
*Pre-existing exclusion waiver
What’s Covered?
Trip Coverage
- Trip Cancellation
- Trip Interruption
- Missed Connection
- Trip Delay
- Emergency Evacuation
Medical Coverage
- $50, $250, or $500K Medical Coverage Options
- Emergency Accident and Sickness Medical Expense
- Accidental Death and Dismemberment
Extra Coverage
- Rental Car Damage
- Trip Cancellation For Any Reason
- Pet Medical Expense
Typical Coverage Costs
Coverage options in example:
Guardian 250:
$250 deductible, Florida citizen, and $2000 trip cost, for a 10 day trip.
Individual
Age 32
(example price)
$90.31
Couples
Age 47, 2 adults
(example price)
$203.42
Families
Two Adults Age 40-49 &
2 children 11-18 y/o
(example price)
$350.44
Families
Two Adults Age 40-49 &
2 children under 11 y/o
(example price)
$421.64
Comfort. Health. Security. Community.
At your fingertips.
Purchase coverage with Insured Nomads and you also get a 12-month INC membership with exclusive non-policy benefits that are available to you whether you file a claim on the Travel Insurance policy or not.
INC Membership Benefits
Health
- Mental Health Counseling & Assessments
- Speech therapy sessions
- Visa & Vaccination Requirements
- Medical Emergency Support
- COVID-19 Information
Comfort
- Flight Delay Lounge Access
- Travel Delay Reimbursement
- Information for Vulnerable Groups
Security
- Digital Insurance Card
- Taxation & Currencies
- BitDefender® Cybersecurity
- Geo-Location Alerts
- 24/7/365 PANIC Button
- Evacuation & Relocation
Community
- Check-Ins, Chats & MeetUps
- Community Recommendations
- Exclusive Offers from Businesses
- Country Demographics & Infrastructure
- Cultural Traditions & Holidays
how it works
Download the INC app.
We put real-time information at your fingertips. And real people within reach when that is better.
You can text, voice, or video call with us when you need us – to get anything from simple answers to life-saving instructions.
Download the app:
INC Members, access the INC Knowledge Base.
Comparison of Coverage
Others
Insured Nomads
Trip cancellation
Trip interruption and delay
Emergency medical and dental
Accidental death option
Emergency evacuation
most
High sum for overseas medical expenses
few
Cancel-for-any-reason option
few
Collision damage waiver option
few
Cancellation due to pre-existing medical condition
very few
Adventure & bodily contact sports option
very few
24/7 crisis response, emergency assistance, and real-time alerts
Mental health professional multilingual counseling
GPS-enabled SOS/panic button response
Cybersecurity and online privacy protection
Airport lounge access through InstaPassSM when registered flights are delayed
