Coverage Options

International travel medical insurance is essential when leaving your home country and our single trip (7 days to 365 days, renewable) can provide the global health coverage you need when traveling for a season.

Purchases include 12 months of membership to juvo, learn more here about the

Travel Insurance (single trip)

Are you preparing for a trip? Our international travel medical policy could provide the protection needed for your travels.

Coming MiD-may

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Travel Insurance (multi trip)

Do you come and go from your home country? An annual multi-trip policy for trips of 30 or 45 days each could fit your lifestyle.

Coming MId-May

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Tech-Enabled Security, Safety, and Comfort

When you purchase a travel medical policy you get 12 months of membership to juvo, our app providing the traveler with a curated bundle of features, services and benefits, including GPS-enabled SOS/panic button response, counseling and wellbeing support, cybersecurity (VPN and protection), telemedicine, global location intelligence, travel alerts, duty of care compliance, airport lounge access and exclusive perks globally. juvo travels with you to provide safety, service and support while empowering members to live and work anywhere around the world.

Wellbeing and mental health counseling 24/7 with multi-lingual options

Virtual health with International Access

Emergency Evacuation for Natural Disaster, Political, or Conflict Situations

Airport lounge access through InstaPass℠ for when registered flights are delayed.

Real-time travel alerts, country info on safety, security, medical & more.

Crisis response and emergency assistance 24 hours a day, 365 days a year. Your virtual bodyguard

Cybersecurity and online privacy protection: VPN, antivirus & malware protection.

Exclusive perks & discounts

Frequently Asked Questions

The insurance policy is underwritten by HDI Specialty, a global superpower. Policy administration and claims is carefully provided by PCU (Point Comfort Underwriters).

The benefits of juvo membership are included and are separate from the insurance policy, read more here.

Is COVID-19 Covered?

Yes, in any country that is Level 3 travel advisory status or lower with the US Department of State up to the medical maximum of the policy. The policy does not cover quarantine lodging due to testing posting for COVID-19. The policy is still valid for all non-COVID related claims if the country you are in is Level 4. Check the US Department of State Travel Advisory status, click here.

How are claims processed

As soon as you know that you are ill/injured contact either through the juvo app or global medical assistance numbers or via email .
All claims must be filed within 60 days of the date the expense is incurred. If you are admitted and time allows then direct pay is made to the facility/hospital. If it's outpatient then reimbursement is usually the method of payment.

Can I appeal the decision on a denied claim?

Yes. You can appeal a denied claim within 90 days of the date the claim is denied. Appeals must be submitted with full details of the reason for the appeal and all supporting documentation via email/writing.

How can I find an in-network facility in the United States?

You can view/search the provider network via this link.

Where can I view the list of exclusions and full policy wording?

You should always refer to your Certificate for a complete list of Exclusions. You can access your Certificate in the PCyou Personal Portal found at my.pointcomfort.com using your desktop computer or most mobile devices. You also received a copy via email at the time of purchase.

Where can I learn more about the juvo app?

Read more about the juvo app here. Travel policies purchasesd after the 17th of May get juvo for a 12 month period of time from the start of your policy. juvo is a membership that include crisis response, assistance, evacuation for polical/terrorism/natural disaster, telemedicine, wellbeing/counseling, and much more.

Additional Policy Details

To view the master policy certificate click here.

Global health and security protection for the remote worker, traveler & expat.

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Insured Nomads Underwriting GmbH, based in Hamburg, Germany (IDK: D-614H-AG1IB-19) and Insured Nomads - UK branch (FCA: 946962) in London, England. Insured Nomads Corporation (NPN#19616300) acting as the agent in selling these insurance policies in the USA. It receives compensation based on the premiums for the insurance policies it sells.

Coverage may not be available in all jurisdictions. Further information is available upon request. Available direct and through select brokerage firms.