Travel insurance

Explore the world
with confidence

Travel medical insurance: World Explorer
Trip insurance: World Explorer Guardian
Annual short multi-trip: World Explorer Multi

For modern citizens, business travel, students, and remote workers traveling on short-term trips abroad. Choose from three plans with medical, non-medical, and cancellation benefits, and the Hotspot plan for those going into a conflict zone.

World ExplorerSM

For a single trip from 7 to 364 days, away from home country. Can be extended once, up to 6 months longer than first purchase. Up to $2,000,000 in medical benefits

World Explorer MultiSM

For multiple short trips in a year, returning to home country between trips. Simplify your life, buy an annual multi-trip plan.

World Explorer
GuardianSM

Select from $50K, $250K, or $500K in health coverage, plus Trip Cancellation benefits, and more.
(for US citizens only)

It covers things like

a visit to an urgent care clinic in San Juan, Puerto Rico

It covers things like

a cracked screen on your phone in Chiang Mai, Thailand

It covers things like

a natural disaster evacuation in Papua New Guinea
coverage highlights
Medical
  • 24 Hour Emergency Medical Care
  • COVID-19 Cover*
  • Acute Onset of Pre-existing Condition
  • Emergency Dental Treatment
Security
  • Local Ambulance Transport
  • Natural Disaster Accommodations
  • Evacuation and Repatriation
Property & Misc
  • Trip Cancellation
  • Lost Luggage
  • Phone Screen
  • Flight delay
  • Adventure and Marine Sports Coverage

Additional Coverage

Adventure Sports

Available with World Explorer.

Pet Insurance

Available with World Explorer Guardian.

AD&D

Available with World Explorer & World Explorer Guardian.

Car Rental Insurance

Available with World Explorer Guardian.

inc membership

Protection Beyond Insurance

Purchase coverage with us and you also get a 12-month INC membership with exclusive non-policy benefits that are available to you whether you file a claim on the insurance policy or not.

Discover the Benefits

Comparison of Coverage

Others

Insured Nomads

Medical Coverage
Emergency dental and eye care
Accidental death
Lost checked luggage
Telemedicine (in the USA)
some
Personal liability
few
Adventure sports option
few
Marine activities option
very few
Included emergency medical, terrorism & natural disaster evacuation
very few
High sum for overseas medical expenses
very few
24/7 crisis response, emergency assistance, and real-time alerts
Mental health professional multilingual counseling
GPS-enabled SOS/panic button response
Cybersecurity and online privacy protection
Airport lounge access through InstaPassSM when registered flights are delayed
Warzone & hotspot coverage option including medical, safety, security, search & rescue, kidnap & ransom

Typical Coverage Costs

Coverage options in example:
World Explorer plan: $500 deductible with a $250,000 medical maximum for 30 days.
Individual

Age 28     
(example price)

$86/mo

Couples

Age 38     
(example price)

$185/mo

Families

Age 35x2 + 2 children (example price)

$186/mo

Beyond Borders

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